Planning for Retirement

Our home loan finance solution enables you to take more control of your debt, achieve your goals sooner, and ultimately, more effectively prepare yourself for retirement. 

Do you know your worth?  Here's a simple exercise for you to find out:

1.   Make a list of your assets - properties, vehicles, cash, superannuation funds, life insurance surrender values, share and managed fund portfolios, business values, etc - and establish a total amount.

2.   Make a list of your liabilities - mortgages, loans, hire purchases, store cards, credit cards and the like - and establish a total amount.

3.   Deduct the total of your liabilities from the total of your assets.

This is your net equity (or worth).

Now...

1.   Make a note of your "take-home" income from all sources.

2.   Record your expenses - you can obtain these from your bank and credit card statements.

3.   Deduct the sum of your expenses from the sum of your income.

This is your cash flow surplus for reducing your debt, saving, and preparing yourself for retirement.

How does this make you feel?

Did you realise that two people having two cups of (purchased) coffee per day, would need about $7,000 gross per annum to cover the cost?

What plans have you made for your retirement?

If you would like to know more, please contact us.